What is sector allocation in the portfolio?

The distribution of assets among various economic sectors is referred to as sector allocation in a portfolio. These sectors include technology, healthcare, financial, energy, and many others.

How do I create a good mutual fund portfolio?

Building a good portfolio requires proper research and knowing about goals that need to be achieved. Set a boundary for your risk capacity, study about different funds and look at its past performance. Balance portfolio according to set goals and stay informed.

What is the ideal number of funds to have in a portfolio?

There is no ideal number, but it is always advisable to keep 4-5 funds in the portfolio as it can be easy to manage them and correct decisions can be taken according to it. Diversification is the key to manage and balance your portfolio for smooth growth.

How to maintain a good portfolio?

Timely monitoring of the portfolio keeps us aware of the changes in the ongoing market trends. It helps in making plans for any policy change.

How does risk tolerance play a role in determining portfolio allocation?

Risk tolerance is an important factor in maintaining portfolio allocation. With the correct mix of assets, the value of investments can improve significantly.

BANDHAN RETIREMENT FUND REGULAR PLAN IDCW PAYOUT - Portfolio Analysis

Portfolio Overview

As of April 30, 2026

Asset Allocation

Equity: 63.44%Others: 15.38%Debt: 21.18%

Market Cap

Large Cap: 49.38%Others: 6.15%Mid Cap: 11.11%

Number of stocks

Top 10 Holdings

70.59% of portfolio

Market Cap of Equity

Large Cap

49.38%

Others

6.15%

Mid Cap

11.11%

Companies Allocation of Equity

Reliance Industries Ltd5.663%

Bharti Airtel Ltd5.648%

HDFC Bank Ltd4.436%

ICICI Bank Ltd4.149%

Larsen & Toubro Ltd3.765%

Kotak Mahindra Bank Ltd3.420%

Titan Co Ltd3.341%

Hitachi Energy India Ltd Ordinary Shares2.724%

State Bank of India2.164%

Axis Bank Ltd1.875%

Maruti Suzuki India Ltd1.749%

ITC Ltd1.724%

Infosys Ltd1.694%

Hindalco Industries Ltd1.601%

Tata Consultancy Services Ltd1.354%

Jindal Steel Ltd1.339%

Max Financial Services Ltd1.259%

Info Edge (India) Ltd1.246%

NHPC Ltd1.177%

Hero MotoCorp Ltd1.171%

Coal India Ltd1.137%

Bajaj Finance Ltd1.026%

Vishnu Chemicals Ltd0.978%

Cholamandalam Investment and Finance Co Ltd0.963%

Berger Paints India Ltd0.906%

Eternal Ltd0.811%

Cipla Ltd0.797%

Lupin Ltd0.792%

United Spirits Ltd0.726%

Star Health and Allied Insurance Co Ltd0.719%

CG Power & Industrial Solutions Ltd0.712%

HDFC Life Insurance Co Ltd0.642%

Adani Ports & Special Economic Zone Ltd0.635%

Jindal Stainless Ltd0.627%

Exide Industries Ltd0.592%

Colgate-Palmolive (India) Ltd0.574%

Dabur India Ltd0.532%

Varun Beverages Ltd0.515%

Emami Ltd0.462%

Mahindra & Mahindra Financial Services Ltd0.458%

Tata Motors Ltd0.455%

InterGlobe Aviation Ltd0.435%

Dhanuka Agritech Ltd0.420%

Sonata Software Ltd0.419%

Sobha Ltd0.385%

Tata Motors Passenger Vehicles Ltd0.379%

UNO Minda Ltd0.365%

Wipro Ltd0.362%

Lodha Developers Ltd0.323%

Jubilant Ingrevia Ltd Ordinary Shares0.297%

Mankind Pharma Ltd0.296%

Neogen Chemicals Ltd0.148%

Zee Entertainment Enterprises Ltd0.127%

GAIL (India) Ltd0.077%

Sector Allocation of Equity

Energy6.80%

Communication Services7.02%

Financial Services21.11%

Industrials8.27%

Consumer Cyclical8.86%

Consumer Defensive4.53%

Technology3.83%

Basic Materials6.32%

Utilities1.25%

Healthcare1.89%

Real Estate0.71%

Equity-7.16%

Monthly SIP

One Time

SIP Amount

₹

Monthly SIP Date

Fund Suspended: Currently this fund is not available for Investments.

BANDHAN RETIREMENT FUND REGULAR PLAN IDCW PAYOUT

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Frequently Asked Questions

Everything You Need To Know To Get Started With Confidence

In mutual funds, "market cap allocation" means how assets of the fund are divided among various market capitalizations, which are based on the total market value of the outstanding shares of stock of a company. Market capitalization falls into three major categories: Large-cap, Mid-cap, Small-cap funds.