Debt Long Term

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Debt Mutual Funds- Empowered to Assure Financial Stability

The investments in debt mutual funds are for those who want to achieve financial stability with consistent returns on their investments. By investing the money in the mix of debt, fixed income, treasury bills, government securities, corporate bonds, money market instruments and various other debt securities of different time horizons, these funds tend to provide fixed income to the investors.

Recommended Funds  
Scheme Name Category Nav Return(%) Rating Analysis Amount Action
ICICI Prudential All Seasons Bond Fund (G) Earlier known as ICICI Prudential Long Term Fund - Regular Plan (G)
R Fund Recommended for Investment by Experts
Category Debt Long Term Nav 21.57 Return(%)3 Yr. 8.73
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Fund Recommended for Investment by Experts
Category Debt Long Term Nav 21.29 Return(%)3 Yr. 7.44
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HDFC Dynamic Debt Fund (G) Earlier known as HDFC High Interest Fund - Dynamic Plan (G)
Fund Recommended for Investment by Experts
Category Debt Long Term Nav 58.04 Return(%)3 Yr. 6.49
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Fund Recommended for Investment by Experts
Category Debt Long Term Nav 19.66 Return(%)3 Yr. 7.82
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ICICI Prudential Long Term Bond Fund (G) Earlier known as ICICI Prudential Income Plan (G)
Fund Recommended for Investment by Experts
Category Debt Long Term Nav 54.02 Return(%)3 Yr. 7.25
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Fund Recommended for Investment by Experts
Category Debt Long Term Nav 51.65 Return(%)3 Yr. 7.2
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Canara Robeco Dynamic Bond Fund (G) Earlier known as Canara Robeco Dynamic Bond Fund (G)
Fund Recommended for Investment by Experts
Category Debt Long Term Nav 19.36 Return(%)3 Yr. 6.9
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Fund Recommended for Investment by Experts
Category Debt Long Term Nav 22.97 Return(%)3 Yr. 6.56
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Fund Recommended for Investment by Experts
Category Debt Long Term Nav 16.88 Return(%)3 Yr. 8.1
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Fund Recommended for Investment by Experts
Category Debt Long Term Nav 19.98 Return(%)3 Yr. 8.06
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Fund Recommended for Investment by Experts
Category Debt Long Term Nav 42.04 Return(%)3 Yr. 7.52
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Sundaram Corporate Bond Fund (G) Earlier known as Sundaram Flexible Fund Flexible Income Plan Regular Growth
Fund Recommended for Investment by Experts
Category Debt Long Term Nav 24.04 Return(%)3 Yr. 7.19
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Axis Dynamic Bond Fund (G) Earlier known as Axis Dynamic Bond Fund - Regular Plan (G)
Fund Recommended for Investment by Experts
Category Debt Long Term Nav 17.5 Return(%)3 Yr. 6.96
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Fund Recommended for Investment by Experts
Category Debt Long Term Nav 26.24 Return(%)3 Yr. 6.49
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R Fund Recommended for Investment by Experts
Category Debt Long Term Nav 54.5 Return(%)3 Yr. 6.26
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Aditya Birla Sun Life Income Fund (G) Earlier known as Aditya Birla Sun Life Income Plus - (G)
R Fund Recommended for Investment by Experts
Category Debt Long Term Nav 75.08 Return(%)3 Yr. 6.02
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DSP BlackRock Bond Fund (G) Earlier known as DSP BlackRock Bond Fund - Regular Plan (G)
Fund Recommended for Investment by Experts
Category Debt Long Term Nav 54.73 Return(%)3 Yr. 7.27
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Invesco India Corporate Bond Fund (G) Earlier known as Invesco Active Income Fund (G)
Fund Recommended for Investment by Experts
Category Debt Long Term Nav 1937.55 Return(%)3 Yr. 5.87
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L&T Triple Ace Fund (G) Earlier known as L&T Triple Ace Bond Fund (G)
Fund Recommended for Investment by Experts
Category Debt Long Term Nav 42.89 Return(%)3 Yr. 5.53
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ICICI Prudential Bond Fund (G) Earlier known as ICICI Prudential Income Opportunities Fund (G)
Fund Recommended for Investment by Experts
Category Debt Long Term Nav 23.94 Return(%)3 Yr. 7.04
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Sundaram Short Term Credit Risk Fund (G) Earlier known as Sundaram Income Plus (G)
Fund Recommended for Investment by Experts
Category Debt Long Term Nav 25.46 Return(%)3 Yr. 6.96
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Sundaram Medium Term Bond Fund (G) Earlier known as Sundaram Bond Saver (G)
Fund Recommended for Investment by Experts
Category Debt Long Term Nav 48.54 Return(%)3 Yr. 6.78
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R Fund Recommended for Investment by Experts
Category Debt Long Term Nav 26.72 Return(%)3 Yr. 6.71
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Canara Robeco Income Fund (G) Earlier known as Canara Robeco Income Fund (G)
Fund Recommended for Investment by Experts
Category Debt Long Term Nav 35.78 Return(%)3 Yr. 6.48
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Tata Income Fund (G) Earlier known as Tata Income Fund-Regular Plan (G)
Fund Recommended for Investment by Experts
Category Debt Long Term Nav 51.78 Return(%)3 Yr. 6.19
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Fund Recommended for Investment by Experts
Category Debt Long Term Nav 14.12 Return(%)3 Yr. 4
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Fund Recommended for Investment by Experts
Category Debt Long Term Nav 13.84 Return(%)3 Yr. 3.93
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Long Term Debt Funds ensures income for longer period to the investors

Debt mutual funds have been introduced with a view of providing secured investment options to the investors. Debt funds are the funds which invest in various bonds and securities of corporate as well as government agencies. The Debt mutual funds are further sub-divided into two categories namely, long term debt mutual funds and short term debt funds. We would in this section discuss long term debt funds.

The long term debt mutual funds are a type of debt funds in which investment is made with a long term perspective ranging from 3-5 years. The long term debt funds are known to provide a regular income to the investors over an extended period of time as compared to short term debt funds. The long term debt funds invest in money market instruments like Treasury bills, CDs (Certificates of Deposits), etc. for a period which is greater than one year. Thus, the investors intending to invest in secured schemes for a longer period should invest in for best long term Debt funds in India. The online debt mutual funds schemes facilitates the investors to have secured investment and at the same time enjoy the income for a prolonged period. The rate of interest changes according to the market fluctuations. 

Who Should Invest in Long Term Debt Mutual Funds?

As of now, you must have understood why investing online in the debt long term fund schemes is beneficial for you. Now, it is a must to evaluate whether it suits your requirements or not. If you have the desire of attaining financial stability in the long run without bearing high risk on your capital, then the debt mutual funds are highly suitable. The long term debt funds investments provide the benefit of gaining regular income in the form of interest from different long term debt instruments in the market. Although there are various risk factors involved in these schemes, one easily gains higher returns due to the longer investment tenure. You can associate your financial stability goals with the long term debt funds to successfully attain them.

Long Term Debt Mutual Funds Have Following Features

The underlying points describe the Debt long term mutual Funds more significantly:

  1. Long term prospects: As the name suggests the long term Debt Funds aim for providing credit facilities to the corporate players and the government. Debt long term Funds are beneficial from the viewpoint of both organization and investors. From the investors side, the long term Debt Funds provide secure investments and steady fixed returns over a long period of time. Online Long term debt funds scheme attracts those clients who have a long term perspective of investment and cherish security factor as their top priority.
  2. Reduced risk-factor: As the investment through long term Debt Funds is made in the money market instruments your investment is safe. Even with the fluctuating rate of interest, the long term Debt mutual funds are the most secure form of investment. The investment is not made in equity, and so the chances of getting affected by market shocks are negligible. Thus, the client can be relieved from the tautness of the sudden fluctuations.
  3. Liquid in nature: The long term Debt Funds become liquid funds after the period of one year. This means you can withdraw the money invested after the stipulated time of one year. Though, one year is not a lock -in period because these are debt mutual funds. If you withdraw your money before one year you will not be able to get the estimated returns on the funds. But the Debt long term Funds are as good as cash in hand and can be converted into cash in hand as and when required.
  4. Tax-efficient: In comparison to the other investing strategies like FDs, RDs, etc. the long term debt funds proves to be more tax-efficient. For example, the interest you get on the bank savings is levied as per your Income Tax slab. But, the capital-gains (redemption of long term Debt ) after one year is 10% without indexation and 20% with indexation which is much lower than what you have to pay for the interest on bank savings.

Keeping in mind the above-mentioned points and also consulting our expert team you can enjoy the investment in Debt long term funds either through SIP or lumpsum depending on your investment strategies. The top performing funds only are included in our list. Our R&D team toils in rigorous efforts to maintain the efficiency and effectiveness of the site and helps you to engage money in long term debt funds online investment.

What our clients say...
  • I had the goal of achieving long-term financial stability and wanted to invest in the best long-term debt mutual funds. The returns of this category are notable which attracted me towards them. I wanted to gain more knowledge about the debt mutual funds, and then I approached MySIPonline. At their support desk, I found the best solutions for all my related queries and they also provided me with the easiest way of investing in long-term debt schemes online. Thanks a lot, guys!

    Vihan Sharma Exhibitions Production Manager
  • Most appreciated online investment portal. I recommend every investor to avail their services for online investing. I found the best recommendations for long-term debt investments here. I am fully satisfied with their support team and investment solutions which are easy to access. Debt mutual funds are proved to be perfect for my portfolio, and I am thankful to MySIPonline for giving me the way to start investing in them.

    Shreyansh Patil Industrial Production Manager
  • I invested in the long term debt mutual funds through MySIPonline last year. I feel lucky enough that I got to choose the best combination of scheme and service. MySIPonline provided me with the excellent online investment services with all latest updates of my portfolio and market trends. On the other side, the debt mutual funds in which I have invested, resulted in amazing returns. Thanks.

    Lalit Vaishnav System Analyst