Top 10 Aggressive Hybrid Funds
Earlier known as

Balanced Funds

Balanced Mutual Funds is a category of mutual funds that invest in a mix of equity and debt. MySIPonline has the recommendations for best balanced funds to invest online. By investing in equity and debt instruments on a simultaneous basis, the Balanced Mutual Funds provides regular income and growth in the capital which help the investors in achieving their financial goals with ease. Top Balanced Mutual Funds is an ideal investment for the fresh investors as it deploys the capital partly into the high rewarding stocks while partly in the steady instruments such as govt. papers, money market instruments, etc. Learn about the top 10 Balanced Mutual Funds in India.

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  • Snapshot
  • Information
  • Performance
  • Tenure
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Fund Name Latest NAV (₹) Rating Return (%) Double Money In 1 Lac Grew To (₹)  
Mirae Asset Hybrid Equity Fund (G)
risk | Aggressive Hybrid
14.79
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11.33 6Y 6M 1.38 L Invest
136.04
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10.25 6Y 4M 1.34 L Invest
133.2
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10.22 6Y 7M 1.34 L Invest
25.8
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7.4 7Y 1M 1.24 L Invest
52.96
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7.31 7Y 12M 1.24 L Invest
HDFC Balanced Fund (G)-Merged with HDFC Hybrid Equity Fund
Moderate Low risk | Aggressive Hybrid
147.07
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10.82 4Y 1M 1.36 L Invest
HDFC Hybrid Equity Fund (G)
High risk | Aggressive Hybrid
53.68
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7.22 11Y 3M 1.23 L Invest
738.58
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6.55 7Y 9M 1.21 L Invest
Canara Robeco Equity Hybrid Fund (G)
Moderate risk | Aggressive Hybrid
157.22
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10.14 6Y 9M 1.34 L Invest
Sundaram Equity Hybrid Fund (G)
Average risk | Aggressive Hybrid
89.83
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9.35 8Y 10M 1.31 L Invest

Frequently Asked Questions
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  • Investors who prefer a mix of equity and debt tools in the portfolio can invest in aggressive hybrid mutual funds. It provides risk-adjusted returns as the volatility in equities are neutralised by debt securities.
  • Aggressive hybrid mutual funds were previously known as balanced mutual funds but after SEBI released the norms of re-categorisation in May 2018, the name for equity-oriented hybrid schemes was changed from balanced funds to aggressive hybrid fund. Hybrid funds with almost equal allocation in equity and debt instruments are now called as balanced mutual funds.
  • For better returns, investments in any balanced mutual fund must be held for 3 years. Higher returns can be expected if the investments are held for an even longer duration.
  • As per the norms of SEBI, an aggressive hybrid mutual fund has to invest a minimum of 65% of the corpus in pure equity stocks while the maximum limit is 80%. The rest of the corpus is invested in debt securities.

Balanced Mutual Funds - Presenting Mix Benefits of Equities & Debts

With the mix of different instruments, the balanced funds tend to provide the benefits of capital growth and financial stability on a simultaneous basis. A Balanced Mutual Funds is one of the three major categories of mutual funds in India which has the asset allocation of funds in the mix of equity and debt mutual fund. The best Balanced Funds are considered to be the safe investments for SIP or lump sum investing plans. With the proper allocation of funds in the schemes of the aggressive hybrid mutual funds they offer higher returns to the investors with moderate risk factors. With the diversification of the invested capital in different securities, the best balanced mutual funds provides excellent profits with minimised risk.

Balanced Funds Meaning

The balanced mutual funds are geared towards those investors who are looking for a mixture of safety, income stability, and modest capital appreciation on a simultaneous basis. They combine the stock and bond components together to build a portfolio which tends to offer consistent returns to the investors. The schemes of top balanced funds are classified into:

  • Equity-oriented funds : This plan includes the funds which have major investments, i.e., around 65% of the total assets in the equity stocks or securities, while the remaining are being put in the debt instruments.
  • Debt-oriented funds : The plans in best balanced mutual funds category are those who have the majority of the asset allocation in the debt instruments while the remaining is being parked in the equity stocks.

Why Balanced Aggressive Hybrid Funds is the Best Investment Option?

As we know that Balanced Funds are the most convenient investing programme for the investors who want to gain good earnings on mutual funds, but do not wish to take the risk of stock market fluctuations. By making investments in the equities and debts, they provide the benefits of both the worlds. The equity-oriented top balanced fund offer capital growth in the medium to long run, while the debt-oriented fund aims to generate steady returns. Thus, the investors can gain substantial income on their investments. The reasons for selecting the best balanced funds schemes include the following:

  1. Inflation : In the balanced fund, the equities provide the benefits of shielding the battle of inflation which if not managed can erode the purchasing power in the later years.
  2. Income Tax : As per the Income Tax provisions in India, the investor is required to pay taxes on the earnings from debt instruments. But in the case of balanced mutual funds where major investments are in equity securities, the investors gain the substantial benefit of tax savings as well, because the income for equities in India is tax-free.
  3. Asset Allocation and Volatility : The equity market faces many swings as things are never certain in the stock exchange market and investors wish to invest in the funds which provide greater benefits. The top balanced funds provides an advantage of asset allocation as per the market conditions. When the market performs poor, the fund manager shifts the asset allotment in the debt instruments, and when the market is expected to raise, funds are parked in the equity stocks. This way, the returns are balanced, and investors don’t face the fluctuations in their earnings.

For whom Balanced Mutual Funds are most suitable?

"As the exposure of best Aggressive Hybrid Funds fund to equities is more than 65%, they get treated at par with equity funds despite having some debt exposure," says Rajalakshmi Rajesh, CFP and Director of Trichy-based Banconus Financial Solutions. Thus, best balanced funds perfromance extends its maximum benefit to those who have moderate expectations from the market. The clients who are not very aggressive in their investment and give priority to the security aspect compromising on the capital gain.

Advantages of Balanced Funds

There are a lot of advantages of investing in the top Balanced Funds. The key points amongst them are:

  1. Major portion invested in equity: Balanced Mutual Funds invests a major portion in the equity hence, providing a good return to its clients. The optimum ratio of a best Balanced Funds hovers around 60:40, implying that 60 percent investment in the equity market and 40 percent in money market instruments. So, with not much compromise on the balanced fund returns provides relatively, high rate of return to its investors.
  2. Security of investment: With a ratio of 40 percent invested in the money market instruments, top balanced mutual funds provides an option of fixed income. Sharing a benefit of security with the risks of equity, balanced aggressive hybrid fund is quite popular among the clients who are very cautious about the security of their investment. Giving a dual benefit, balanced fund in India is always on the priority list of clients those who have a fairly moderate income and who intend to invest their money up to an optimum level.
  3. Surety of returns: top Balanced Funds invest money into bonds, treasury bills, etc. These money market instruments ensure a fixed amount of return to the investors. The return is a little low, but it is definitely higher than keeping your money in the saving bank account. 

Top 5 Balanced Mutual Funds

Here is the list of the best balanced Mutual Funds in India -

Read at Top 5 Balanced Mutual Funds to Choose Right Now

How to Select the Best Balanced Funds in India?

When you are thinking to park your money in the top balanced funds scheme, then you must keep some major points in mind while making the right selection.

  • Mode of Investing: You must know which mode of investing is better for you. Whether you want to go with the SIP investment plan, or you wish to buy a one-time lump sum plan. Once you choose the mode of investing, you will have to make the choice and decide which fund has performed the best in its category as per your requirement. 
  • The Goal of Investing: This is of prime importance that you need to associate your investment with an objective. Whether you want to earn capital growth, or you wish to make regular earnings will let you decide which fund is the best suited to you.
  • Tenure of Investing: If you have medium- to long-term investment requirement and wish to gain enough capital for goals like retirement, then the best balanced mutual funds must be considered. You can also calculate the return through SIP calculator.

Through our site you can find the best balanced funds schemes and performance. Our experts will provide you the much needed guidance and will help you to optimize your investment in various schemes of top performing mutual funds.  Funds like Kotak Equity Savings Fund, ICICI Prudential Balanced Fund, Reliance Equity Hybrid Fund, SBI Magnum Balanced Fund etc. are the chart-buster funds of our site. 

Read more at Balanced Mutual Fund Portfolio for Moderate Risk Investors

Meet Our Clients
When I started my investment journey, my friend, who is a sound financial advisor, recommended me to start with balanced mutual funds. With my little knowledge, I agreed on what he said and started SIP in best balanced funds through MySIPonline. Now, with the passage of time, I gained knowledge of investing and understood that hybrid funds are best suitable for the new investors as they provide returns in all weathers. Thanks to my friend.
Shruti Gupta
My first exposure to the investment world was in top balanced funds because I was totally in a worry to put my money in one asset class of the market. I chose to diversify the investment in parts and invested in the SIP of best Balanced Mutual Funds schemes through MySIPonline. Now, I am having a good experience out of my investment as they are providing me good returns in all market conditions. I truly recommend investing in this fund to avail benefits in all market conditions.
Akhil Verma
If you are ever in doubt that whether to invest in equity mutual funds or debt mutual funds, go with the middle way, i.e., best balanced mutual funds, as they were the one that came to my rescue when I was in the state of confusion. I started with investment of just Rs. 1000, but by looking at the performance and stability I gradually increased the amount to Rs. 3500. This is the only scheme I am investing in right now and don’t think I will need any.
Misha Chakraborty
Balanced Mutual Funds always attracted me because of the dual benefits offered by its schemes. I wanted to invest in best Balanced Funds, and then I took advice from the financial advisors of MySIPonline. I am thankful to them that they helped me in making a wise investment in the correct fund for my portfolio. I am earning very good returns from the top balanced mutual funds schemes in which I made an investment. I am fully satisfied with my decision.
Vivek Rathi Mumbai, India
Investing in mutual funds has become the easiest work for me, and all possible because of MySIPonline. The excellent services, simplified solutions, all the efforts of their team make me feel easy to invest in the best schemes of my choice. I recently invested in one of the best balanced mutual funds through its mobile app, it also works great. It did not stopped me anywhere while my transactions. It’s superb! Thank you for the amazing services!!!
Tripti Shrivastava
I started my investment journey with MySIPonline just a month back and invested in one best balanced funds. I don’t have knowledge about the market but, the way the support team of MySIPonline helped me is appreciable. At least now I can understand that why I have invested in the balanced mutual funds and in which more schemes I should invest to get more benefits. They are putting significant efforts for making the investor knowledgeable and informed. Hats off guys!!!
Anusha Prashar
If you are ever in doubt that whether to invest in equity mutual funds or debt mutual funds, go with the middle way, i.e., balanced mutual funds, as they were the one that came to my rescue when I was in the state of confusion. I started with investment of just Rs. 1000, but by looking at the performance and stability I gradually increased the amount to Rs. 3500. This is the only scheme I am investing in right now and don’t think I will need any.
Deveash Patil
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